Skip to main content

Posts

Showing posts with the label bankruptcy records

Life After Bankruptcy and Importance of Bankruptcy Records

Why you need copy of bankruptcy records? Bankruptcy filer typically request a copy of their bankruptcy petition,  discharge and/or final decree when they are applying for a new loan or refinancing.  Creditors / Lenders want to see the petition to see what was included in the bankruptcy.  They want to see the bankruptcy discharge to make sure that the applicant has finished his/her bankruptcy case and applicant don’t owe the debts anymore.  This apply to all bankruptcy cases either Chapter 7 or Chapter 13 cases filed. If you lost your bankruptcy discharge papers and you need copies of your bankruptcy documents?

How do you get another copy of bankruptcy records? At first place it is advised to contact your attorney. If your attorney is not reachable then contact the clerk or administrator of the court where the bankruptcy was discharged for your records. Or if your in a hurry you can go to one of the online retrieval services if you live out of the state you filed in. There…

Who has access to my bankruptcy case file?

As bankruptcy cases are considered public records, any individual or business can review, demand, order your bankruptcy case file.

No Worries, No sensitive personal information is released to 3rd parties but they will learn the particulars regarding your bankruptcy case.

Knowing the bankruptcy case number, assigned by the bankruptcy court, one will always get your the data from any regular source for any individual or business.

What is bankruptcy discharge order?

The bankruptcy discharge order is an order issued by the court judge and it permanently prohibits creditors from taking action to collect dischargeable / discharged debts against the debtor personally;  this does not prevent secured creditors from seizing collateral if payments are not kept up, or other creditors from pursuing property of the estate.
The granting of a discharge does not automatically result in the closing of a case.  All contested matters, adversary proceedings, and appeals must be resolved and the appointed trustee or debtor-in-possession must file a final report and account and request entry of a final decree before the Clerk's Office will close the case.

Where to find bankruptcy records?

Looks you are searching for copy of your bankruptcy discharge papers or bankruptcy records. Are you searching badly for "How to Find Bankruptcy Records? " or "Where to find bankruptcy records?".

Most most obvious solution available to you are:

1. Visit or call attorney's office.
2. Visit court clerk's office.
3. Visit Public Access to Court Electronic Records website online.

These 3 are best options for you to have copy of your bankruptcy records or bankruptcy discharge papers.

Occasionally searcher are finding these options either time consuming, costly or not reachable due to number of  reasons.

But you need copy bankruptcy records instantly or at the most by the end of day. Here is solution for you and it works:

4. Search for online bankruptcy records retrieval service.

There are couple of very good service providers, order your records and you will receive records same day or may be faster within minutes, couple of hours.

Look for one with Money Back G…

Looking for Bankruptcy Records - Florida

Are you looking for Bankruptcy records? Do you know bankruptcy records are public records and still can’t seem to find them?

You’re in luck, because public records in all 50 states of America are easier to find than you think!

This is because of the famous “Sunshine” law that mandates all government proceedings conducted in the states be open to the public.

The people of America have made it clear that they believe they have a right to know what their government is doing, and the government has responded accordingly.

The Sunshine law means that all government meetings are open to the public, and can be recorded by any citizen in a non-disruptive manner. It also means that records generated by the government are open for public inspection, with very few exceptions (records involving minors and sexual assault victims are generally sealed, and birth certificates are only available to the person whose name is on the certificate or to that person’s parents until 100 years after the bir…

Obtain court records for In-depth Information

Thanks to the Internet, it’s more than possible for anyone who wants to get their hands on county court records to do so. Whether they’re proceedings within the state a person resides in or from one a thousand miles a way, online tools make getting court proceedings records very simple.

There are even programs out there that can aid in the process of finding, requesting and obtaining court records from a number of different jurisdictions. These programs can help anyone with the right information get their hands on documents they need to make important decisions about hiring, credit or even dating.

Anyone who is looking into getting their hands on court records does need to know some documents might just not be open to public scrutiny and others will be more difficult to get online depending on the state involved.

In general, these types of court activity records are available through online services:

– Criminal records: Records for criminal proceedings are almost always available for…

Bankruptcy Records; All That Is Included

Bankruptcy Records; All That Is Included

The bankruptcy system is designed to give debtors a fresh start and freedom from most debts. Individuals or companies go into bankruptcy when there is little or no income for debt repayments. Once you choose bankruptcy as an option of debt relief, you have to be prepared for the publicity that comes with it.  The section of the bankruptcy code that makes a bankruptcy case public is under Section 107. When your records are made public, then anyone can access them. In some instances, prospective employers look through bankruptcy records of a potential employee. These records are also accessible through the bankruptcy courts websites.

These records include a lot of information on the bankruptcy case. They usually include the name of the person and the bankruptcy that they filed for. The social security number, bank bill information, residential addresses can also be found in the bankruptcy records.  There are also specific details about the indivi…

How To Look Up Public Bankruptcy Records

How To Look Up Public Bankruptcy Records

If you are looking into investing in someone whether for a business venture or even something simple as giving someone a loan but don't know if that person is good with money you might want to see if they have filed for bankruptcy. If you are not sure how to look up public bankruptcy records, maybe these ideas will help.

If the individual had to go to court you can go to the court house and see if there are any records that that person filed for bankruptcy. If he or she did then there will be documents on that person and it will tell you the details on why that person had to file. You can also go to the district public record office if your city has one and get information about a bankruptcy case if it was relevant to keep the information there.

Another way that you can get the information is by going online. All you have to do is type in the search engine public bankruptcy records and fill in the information that they ask you to provide an…

What You Need to Know About Bankruptcy Records

What You Need to Know About Bankruptcy Records

Filing for bankruptcy is a serious decision. Sometimes, when you can no longer make your payments and creditors are applying too much pressure, bankruptcy can be a welcome relief to a hard situation, but it is important to remember that filing bankruptcy leaves a long trail of bankruptcy records.

Your bankruptcy records include a lot of personal information about yourself. They tell people your real name and where you reside. Bankruptcy records also reveal your social security number and all of the credit accounts you owe money to. Bankruptcy records indicate the amount of debt that you defaulted on and whether or not a lien was put on any of your property. Bankruptcy records also list your assets.

Because bankruptcy records contain so much personal information, they are a great place to start when you want to do a background search on an individual or even a company. Perhaps you want to know more about a client you are interested in…

Why bankruptcy discharge records are important?

Bankruptcy records include your bankruptcy complete file (Voluntary petition) including creditor’s listing, reaffirmation agreement (apply case to case basis), and bankruptcy discharge order.

Bankruptcy discharge order is an order of the bankruptcy judge relieving, the bankruptcy filer, of further liability for certain debts to ease financial burden. Once a bankruptcy is filed it generally takes approximately 4 to 5 months to receive discharge. When a bankruptcy is discharged, the filer is no longer legally liable for old debts included in bankruptcy filing.

Bankruptcy records will certainly help you to start a happy and vibrant life. With the discharge of your bankruptcy, you need it to confirm old creditors the end of your bankruptcy and for new lenders to establish new credit. So for this very purpose you require a copy of your personal bankruptcy records, your discharge order in particular.

You need these papers for number of purposes in the years following the completion of your c…