The bankruptcy discharge order is an order issued by the court judge and
it permanently prohibits creditors from taking action to collect dischargeable / discharged debts against the debtor personally; this does not
prevent secured creditors from seizing collateral if payments are not
kept up, or other creditors from pursuing property of the estate.
The granting of a discharge does not
automatically result in the closing of a case. All contested
matters, adversary proceedings, and appeals must be resolved and the
appointed trustee or debtor-in-possession must file a final report
and account and request entry of a final decree before the Clerk's
Office will close the case.