Why you need copy of bankruptcy records? Bankruptcy filer typically request a copy of their bankruptcy petition, discharge and/or final decree when they are applying for a new loan or refinancing. Creditors / Lenders want to see the petition to see what was included in the bankruptcy. They want to see the bankruptcy discharge to make sure that the applicant has finished his/her bankruptcy case and applicant don’t owe the debts anymore. This apply to all bankruptcy cases either Chapter 7 or Chapter 13 cases filed. If you lost your bankruptcy discharge papers and you need copies of your bankruptcy documents? How do you get another copy of bankruptcy records? At first place it is advised to contact your attorney. If your attorney is not reachable then contact the clerk or administrator of the court where the bankruptcy was discharged for your records. Or if your in a hurry you can go to one of the online retrieval services if you live out of the state you filed in.
by Karen Brune Mathis , Managing Editor Consumers and businesses are filing for bankruptcy at the slowest pace since 2008 in Jacksonville and in the Middle District of Florida. Filings peaked in 2010 and have been dropping since. Filings in the 16-county Jacksonville Division peaked at an average of 953 a month in 2010 and have fallen to 721, based on January-September statistics. That’s an average of 232 fewer filings a month. “These numbers are not surprising,” said Jacksonville Bankruptcy Bar Association Chairman Mark Mitchell. "They reflect the current status or trend of our economic recovery.” Mitchell, a shareholder with the Rogers Towers firm, said unemployment rates have fallen below 10 percent. Reports show that the rate is below 10 percent in the county, metropolitan area, state and nation. If filings remain at the pace of the first nine months, bankruptcy filings could end 2012 in Jacksonville at 8,657, the lowest since 2008 and 24 percent below the record n